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January 30, 2012

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Accident Terms and Definitions

Hit and Run
An accident caused by someone who does not stop to assist or provide the required and necessary information.

Quote
An estimate of the cost of insurance based on information supplied to the insurance company.

Dismantled Title
The vehicle sustained major damage to one or more major component parts and the cost of repairing the vehicle for safe operation exceeds its fair market value.

Insurer
The insurance company providing the insurance.

Salvage
Property taken over by an insurer to reduce its loss.

Hearsay
Evidence based on what the witness has heard someone else say, rather than what the witness has personally experienced or observed.

Nonrenewal
The termination of an insurance policy at its normal expiration date.

Premium Finance Company
A lending institution that finances insurance premiums for a fee.

Commissioner of Insurance
The title of the head of most state insurance departments. In some states, the Director or Superintendent of Insurance is used instead.

Negligence
The absence of ordinary care.

Contact our Tennessee Accident Lawyers if you have ever experienced a personal injury and think others are at fault for the accident.

Did You Know?

98% Of Truck Accidents Result In Death To The Driver Or Passenger Of The Other Vehicle
In the United States, 13% of all traffic deaths are caused by truck accidents. In those accidents, an alarming 98% of the passengers or driver of the vehicle is killed opposed to the people in the truck.

	Newsroom
	Fatal Traffic Crash - Highway 97 north of Oregon / California Border Oregon State Police troopers are continuing the investigation of a fatal traffic crash in which a California resident, who was a student at Oregon ... Read more > Sixteen Year Old Loses Life in Single Car Crash On 07-12-06 at shortly after midnight, the Sheriff's Office received a 9-1-1 call regarding a crash that was in the area of Duncan and Howell ... Read more > The Respondent Was Suspended In September 1998, a client retained the respondent on a contingent fee basis to represent him in a claim against his own automobile insurance... Read more > More news >

Terms

Today's Terms

Limited Tort

Definition:
Offers savings on your premiums. You are still able to recover all out-of-pocket medical and other expenses, however you are not able to recover non-monetary damages or receive payments for pain and suffering unless injuries are defined as serious.

Collision

Definition:
Pays for damage to your car caused by a collision with another vehicle or with any other object, regardless who was at fault.

Vehicle ID No. (VIN)

Definition:
This 17 character number is unique to each vehicle. It identifies characteristics of the vehicle, including manufacturer, year, model, body, engine specifications, and serial number.

More Terms >

Resources

More Resources >

Hot Topics

DUI Car Accidents
Aggresive Driving
Catastrophic Injuries
Speeding Accidents

Tennessee Car Accident Lawyers

If you live in one of the following cities and have been in an auto accident you should contact an Tennessee Car Accident Lawyers as soon as possible:

Antioch
Brentwood
Bristol
Chattanooga
Clarksville
Cleveland
Clinton
Collierville
Columbia
Cookeville
Cordova
Dayton
Dyersburg
Elizabethton
Franklin
Gallatin
Goodlettsville
Hendersonville
Hermitage
Hixson

Jackson
Johnson City
Kingsport
Knoxville
Lebanon
Madison
Maryville
Mc Minnville
Memphis
Millington
Morristown
Mount Juliet
Murfreesboro
Nashville
Oak Ridge
Shelbyville
Smyrna
Soddy Daisy
Springfield
Tullahoma

Need to find a Car Accident Lawyer Nationwide? Visit CarAccidentAttorneys.com

Legal Disclaimers
All attorney listings are a paid attorney advertisement, and do not in any way constitute a referral or endorsement by an approved or authorized lawyer referral service. The information provided on Tennessee Car Accident Lawyers.com is not intended to be legal advice, but merely conveys general information related to legal issues commonly encountered. Your access to and use of this website is subject to additional Terms and Conditions.

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